Disclaimers

1. Affiliate Disclosure (EU & International Compliance)

How Affiliate Commissions Work

When you use our services:

• You click a swap provider or Orange Pages affiliate link → Our affiliate tracking code is included in the URL
• You complete a swap or sign up → The provider sends us a commission (typically 0.1% to 0.5% of the swap amount)
• Commission does NOT affect your rate → You pay the same price whether you use our link or not. We aim for the best affiliate deals for you — because we sit at the front, we negotiate for you, not against you
• 21% pledged to Bitcoin education → We publicly pledge to allocate 21% of net profits to Bitcoin education. This is a voluntary commitment, not a legal guarantee.
• The rest goes back into building → The remaining revenue is reinvested into YouBuyBitcoin.com — education content, infrastructure, The Orange Pages, and platform growth. We don’t extract profits; we build.

Current Affiliate Partnerships

We currently display swap rates from (or are in the process of partnering with):

• ChangeNOW — Non-custodial instant exchange
• SimpleSwap — Cryptocurrency exchange aggregator
• FixedFloat — Instant cryptocurrency exchange
• Exolix — Non-custodial cryptocurrency exchange
• SideShift — No-account cryptocurrency exchange
• Godex — Anonymous cryptocurrency exchange
• ChangeHero — Cryptocurrency exchange service
• LetsExchange — Instant crypto exchange

Some Orange Pages listings also offer affiliate programs. Where we use an affiliate link, it is always disclosed and tagged. Affiliate links never influence listing placement or rankings.

Providers may be added or removed at any time. Changes are logged in our public Ship Log.

Swap provider affiliate links and affiliated Orange Pages listings are marked with rel="nofollow noopener noreferrer sponsored" attributes for search engine transparency and security.

Provider Security History

In the interest of full transparency, we disclose known security incidents affecting swap providers listed on this site. We believe you deserve this information before choosing a provider.

• FixedFloat: Hacked twice in 2024 — $26.1M stolen in February and $2.8M in April (~$28.9M total, same attacker). FixedFloat states user funds were not affected due to their non-custodial architecture. The exchange resumed operations after security audits. User fund impact: FixedFloat claims no user losses (non-custodial). The exchange service at ff.io is provided by FixedFloat. YouBuyBitcoin.com is not affiliated with FixedFloat beyond an affiliate referral arrangement.
• Bybit (Orange Pages listing — not a YBB swap provider): Suffered a $1.5B hack in February 2025 (Lazarus Group, FBI-confirmed — the largest crypto theft in history). User fund impact: All user funds were fully covered. Bybit restored 100% reserves within 72 hours via emergency loans and a third-party Hacken audit confirmed full collateralization. No user lost funds.
• ChangeNOW: An unconfirmed breach claim was made by the Lapsus$ alliance in 2025. ChangeNOW categorically denied the breach. No evidence of compromised user data or funds has surfaced. User fund impact: None confirmed.
• SimpleSwap, Exolix, SideShift, Godex, ChangeHero, LetsExchange: No known security incidents as of April 2026. Their non-custodial architecture — where funds are never held on the platform — significantly reduces the attack surface.

Always do your own research (DYOR) before using any swap provider. Non-custodial does not mean risk-free. Check each provider's current security status and only swap amounts you can afford to lose.

Our Commitment to Independence

We rank providers by best rate for you, NOT by highest commission for us. Our services are designed to help you find the best deal, not to maximize our revenue. This is core to our mission of financial empowerment.

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2. Financial Disclaimer

YouBuyBitcoin.com:

• Is NOT a financial advisor, investment advisor, or registered broker-dealer
• Does NOT provide personalized investment recommendations
• Does NOT guarantee any financial outcomes or returns
• Does NOT endorse any specific investment strategy

You are solely responsible for:

• Your own investment decisions and research
• Consulting with licensed financial professionals before making financial decisions
• Understanding the risks involved in cryptocurrency
• Compliance with your local tax and regulatory requirements

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3. No Custodial Services

YouBuyBitcoin.com is a Bitcoin information hub — gathering open-source education, market intelligence, service directories, and swap rate comparisons under one roof. We are NOT a cryptocurrency exchange, broker, or custodian.

We do NOT:

• Hold, store, custody, or transmit cryptocurrency on your behalf
• Hold or transmit fiat currency
• Execute swaps or trades
• Act as a money transmitter, exchange, or financial institution
• Have access to your wallets, private keys, or funds
• Require KYC (Know Your Customer) verification (third-party providers may require it)

When you click through to a swap provider or any Orange Pages listing, you leave our site and enter into a direct relationship with that third party. We have no control over their services, security, fees, or policies.

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4. Educational Content Disclaimer

YouBuyBitcoin.com offers education (21 core sections + 8 supplementary across 3 tiers), a swap aggregator (8 non-custodial providers), The Orange Pages (299 catalogued Bitcoin service listings), Bitcoin Radar (market intelligence), a Dashboard (live network metrics), and a Glossary (79 terms). All content is:

• Author-contributed: Written by subject-matter authors, editorially reviewed for accuracy, but NOT authored by licensed financial professionals
• Creative Commons licensed: All content is CC BY-SA 4.0 (free to use, remix, and share)
• Opinions are authors' own: Views expressed in articles belong to the authors, not necessarily YouBuyBitcoin.com
• No guarantees of accuracy: While we strive for accuracy across all services — education, listings, swap rates, dashboard data, radar intelligence — we cannot guarantee all information is current or error-free
• AI-assisted: Some educational content has been developed with AI assistance, including Claude (by Anthropic) for writing and code, and Perplexity for research and fact-checking. All content is editorially reviewed and approved by the site operator before publication. AI assistance does not substitute for human editorial responsibility

Always verify information from multiple sources and consult professionals before making financial decisions. Do your own research (DYOR).

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5. Third-Party Services

YouBuyBitcoin.com integrates with third-party services including swap rate providers, Orange Pages listing websites, dashboard data sources (mempool.space, blockstream.info), and Radar intelligence sources (CoinGlass, DefiLlama, bitcointreasuries.net). When you use these services:

• You leave our site: Third-party websites — including swap providers and Orange Pages listings — have their own terms, privacy policies, and risks
• We have no control: We cannot control third-party actions, security, uptime, or policies
• Your responsibility: You are responsible for reviewing third-party terms before transacting
• KYC/AML compliance: Some swap providers and exchange listings require identity verification — this is their requirement, not ours
• Tax reporting: Cryptocurrency transactions (swaps, purchases, trades) may be taxable events in your jurisdiction — consult a tax professional

We are not liable for: Third-party provider failures, hacks, scams, incorrect rates, slow transactions, or any losses incurred through third-party services.

Anonymous Site Metrics

We use limited anonymous site metrics such as page reads, article votes, outbound listing clicks, swap comparison activity, and temporary live-visitor heartbeats to improve the product, monitor reliability, and limit abuse. These signals are not used to build advertising profiles or sell personal data. To improve performance, your browser may cache listing data, education reading progress, and swap rate comparisons locally using localStorage. This data stays entirely on your device and is never transmitted to our servers. See our Privacy Policy for details.

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6. Accuracy & Availability Disclaimer

Information displayed on YouBuyBitcoin.com — including swap rates, education content, Orange Pages listings, dashboard metrics, and radar data — is:

• Estimates: Rates are fetched from third-party APIs and may not reflect real-time prices
• Subject to change: Cryptocurrency prices are volatile; rates may change between viewing and executing
• Not guaranteed: Actual swap rates may differ due to network fees, slippage, or provider changes
• API-dependent: If provider APIs are down or slow, we may show demo data (clearly marked)

All information on this site is provided "AS IS" without warranty of any kind. We do not guarantee accuracy, completeness, or timeliness.

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7. Geographic Restrictions

Cryptocurrency regulations vary by jurisdiction. You are responsible for:

• Ensuring your use of this site complies with local laws
• Verifying that swap providers operate legally in your jurisdiction
• Understanding restrictions on cryptocurrency in your country
• Complying with tax, AML, and KYC regulations

Some swap providers may not be available in certain countries (e.g., USA, sanctioned jurisdictions). This is beyond our control.

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8. No Endorsement

Inclusion of any service, product, or company in The Orange Pages directory, the Swap aggregator, or any other part of YouBuyBitcoin.com does not constitute an endorsement, recommendation, or guarantee of that service.

• Directory listings are informational — we do not vouch for any provider's security, reliability, or legitimacy
• Swap providers are listed for rate comparison purposes only — use at your own risk
• Educational mentions of specific products or services are for illustrative purposes only
• Independent review is best-effort — it does not replace your own due diligence. Listings are curator-reviewed and may expand to structured community review as the project grows

Always do your own research (DYOR) before using any third-party service. We are not responsible for the actions, omissions, or failures of any listed provider.

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9. EU Regulatory Notice (MiCA)

YouBuyBitcoin.com is a Bitcoin information hub — gathering open-source education, market intelligence, service directories, and swap rate comparisons under one memorable roof. We are not a crypto-asset service provider (CASP) under EU Regulation 2023/1114 (Markets in Crypto-Assets Regulation, or MiCA).

We do not:

• Offer, sell, exchange, or transfer crypto-assets
• Provide custody or administration of crypto-assets
• Operate a trading platform for crypto-assets
• Provide advice on crypto-asset transactions

All swap transactions are executed by the third-party providers listed on our site, who are solely responsible for their own regulatory compliance. Users in the EU should verify that any provider they use is appropriately authorized under MiCA or applicable national law.

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10. No Warranty

YouBuyBitcoin.com is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including but not limited to:

• Merchantability, fitness for a particular purpose, or non-infringement
• Uninterrupted, secure, or error-free operation
• Accuracy of rates, data, or educational content
• Freedom from viruses, malware, or harmful components

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11. Cryptocurrency Risk Warning

Risks include but are not limited to:

• Volatility: Bitcoin and other cryptocurrencies experience extreme price swings
• Loss of funds: Sending to wrong address, lost private keys, hacks, scams
• Regulatory risk: Governments may ban, restrict, or heavily regulate cryptocurrency
• Technology risk: Bugs, network failures, hard forks, or protocol changes
• Scams and fraud: Cryptocurrency attracts scammers — fake exchanges, phishing, social engineering. Learn to protect yourself: Advanced Security
• Exchange/counterparty risk: If you trust a third party with your Bitcoin, you carry their risk. Not your keys, not your Bitcoin
• Liquidity risk: You may not be able to sell at your desired price or time
• No consumer protection: Unlike banks, cryptocurrency transactions are irreversible
• Tax implications: Crypto transactions may be taxable in your jurisdiction

Past performance does NOT indicate future results. Historical price increases do not guarantee future gains.

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12. Tips & Donations

When you “tip” YouBuyBitcoin.com:

• It’s a voluntary donation — no payment is ever required to use any part of this platform
• The Orange Pages are forever free — listing a business costs nothing, now and always
• Every sat goes into the platform — tips go straight into building YouBuyBitcoin.com: education content, infrastructure, The Orange Pages directory, and the long-term vision. We reinvest everything — this is a multi-year build, not a quick flip
• No goods or services in exchange — a tip is a donation, not a purchase. It does not entitle you to any product, service, or priority
• Non-refundable — Bitcoin transactions are irreversible by nature. Tips cannot be refunded once sent
• Not tax-deductible — YouBuyBitcoin.com is not a registered charity. Tips may not qualify as tax-deductible donations in your jurisdiction

We are grateful for every sat. Your support helps us build free, open Bitcoin education for everyone.

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13. Questions About This Disclaimer?

This website is operated by Marius, The Master Of Disaster.

For full operator and legal contact details, see our Impressum / Legal Information page.

If you have questions about our disclaimers, affiliate relationships, or risk warnings, contact us:

• Email: [email protected]