Disclaimers

1. Affiliate Disclosure (EU & International Compliance)

How Affiliate Commissions Work

When you use our services:

• You click an Orange Pages affiliate link → our affiliate code is in that link. The plain link to the same service is always right beside it.
• You sign up or buy → the service may pay us a commission; the amount depends on its programme.
• The commission does not change your price, and never changes a listing’s place in the order.
• 21% pledged to Bitcoin education → We publicly pledge to allocate 21% of net profits to Bitcoin education. This is a voluntary commitment, not a legal guarantee.
• The rest goes back into building → The remaining revenue is reinvested into YouBuyBitcoin.com — education content, infrastructure, The Orange Pages, and platform growth. We don’t extract profits; we build.

Swap providers (no affiliate links)

We show live rates from these providers and earn nothing from swaps made through the comparison. SimpleSwap, ChangeHero, FixedFloat and n.exchange give us a free key to read their prices. n.exchange issues its key only with a referral code. Ours is set to 0% and is in the n.exchange link too: a visit without it gets about 0.85% less BTC on n.exchange’s own site (six coins, measured 22 October 2026), so with it you get the rate shown here. It earns us nothing, as n.exchange confirmed in writing, and their site may remember the code in your browser.

• ChangeNOW — Instant swap service
• SimpleSwap — Instant swap service
• FixedFloat — Instant swap service
• Exolix — Instant swap service
• SideShift — Instant swap service
• Godex — Instant swap service
• ChangeHero — Instant swap service
• n.exchange — Instant swap service (we link its DeFi mode only)

Some Orange Pages listings offer affiliate programs. Where we use an affiliate link, it is always disclosed and tagged. Affiliate links never influence listing placement or rankings.

Providers may be added or removed at any time. Changes are logged in our public Ship Log.

The Orange Pages use two tags. Affiliate: we may earn a commission; the link is marked rel="sponsored noopener noreferrer" for search-engine transparency and security, and the plain link sits right beside it. PROMO: a discount for you; we earn nothing from it, so nothing is marked as sponsored. Every link on the Swap page is plain.

Provider Security History

In the interest of full transparency, we disclose known security incidents affecting swap providers listed on this site, and the Orange Pages listings that carry our affiliate link. We believe you deserve this information before choosing a provider.

• FixedFloat: Hacked twice in 2024: about $26M stolen in February (Decrypt, 19 Feb 2024), and a second hack in April reported at about $2.8M (ForkLog, 3 Apr 2024). FixedFloat states user funds were not affected. User fund impact: FixedFloat claims no user losses. The exchange service at ff.io is provided by FixedFloat. YouBuyBitcoin.com holds an account with FixedFloat and uses its free key only to read prices for the comparison. We don’t use a referral code, so swaps made through the comparison earn us nothing.
• Trezor (Orange Pages listing with our affiliate link): Two breaches at third-party vendors in 2026: its shipping provider ShipMonk (disclosed 13 August 2026; contact and shipping details of 80,689 customers, per Trezor’s update of 4 September) and its newsletter provider Brevo (disclosed 10 September 2026; 347,149 marketing email contacts exported, followed by fake “security alert” emails asking for wallet backups) (Trezor: shipping provider, Trezor: Brevo). Trezor states that its own systems, hardware wallets, private keys and wallet backups were not affected. Expect phishing: never enter your recovery words anywhere except on the device.
• BitBox (Orange Pages listing with our affiliate link): In September 2026 attackers used a flaw at Brevo, BitBox’s newsletter provider, to export its subscriber list and send a fake “security alert” asking for recovery words (BitBox statement, German; The Register, 10 Sep 2026). BitBox states that only subscriber email addresses were exposed and that its own systems, the BitBoxApp and BitBox devices were not compromised. Expect phishing: never enter your recovery words anywhere except on the device.
• ChangeNOW: On 15 October 2026 ChangeNOW announced that independent security researchers had found a vulnerability in an integration used on its website, now fixed (its own statement, published as a sponsored press release on Decrypt, 15 Oct 2026). ChangeNOW says it has no evidence the flaw was exploited, but that the information that could have been exposed “may include email addresses and transaction details”, and it warns clients to watch for fake messages that mention real transactions; it says it contacts clients only from [email protected]. We found no independent confirmation. Separately, an unconfirmed breach claim was made by the Lapsus$ alliance in 2025; ChangeNOW categorically denied it. User fund impact: None reported. ChangeNOW states customer funds were not at risk; the possible exposure is email addresses and transaction details.
• Exolix: On 28 May 2026 a security researcher (RasterSec) disclosed that Exolix’s partner API returned full swap histories (deposit and withdrawal addresses, transaction hashes, amounts and timestamps from 355,944 swaps, January 2025 – May 2026) to anyone holding a partner’s API key; some of those keys were found in public code. The researcher reports that Exolix described the access as “a feature, not a bug” requested by partners and added firewall rules; we found no statement from Exolix itself. User fund impact: No theft of funds or private keys was reported; the exposure can link a swap’s deposit and withdrawal addresses.
• n.exchange: No known hacks or data leaks as of October 2026. We link only its DeFi mode, launched in June 2026. n.exchange says that in the DeFi path it “does not take custody or control of the deposited funds during the swap” (n.exchange), and told us in writing (15 October 2026) that the DeFi deposit address is “controlled by smart contract logic” and that funds “can only be routed to the designated payout address or returned to the specified refund address”. We have not verified this ourselves. Its terms (revised 26 February 2026) do not separate DeFi from its standard mode: they allow it to “freeze or hold assets or activity” under its anti-money-laundering program, to “pause transactions pending completion of CDD/EDD” and to ask for a selfie with ID and proof of source of funds (terms).
• SimpleSwap, SideShift, Godex, ChangeHero: No known hacks or data leaks as of October 2026. During a swap your coins pass through the provider (you send them to its deposit address and it sends the Bitcoin on), so a provider can pause a swap it flags for checks; SimpleSwap’s terms, for example, reserve the right to freeze flagged funds.
• Compliance holds (user reports): Separately, some users report funds held for KYC/AML review at ChangeHero, FixedFloat and n.exchange in 2026 (Trustpilot reviews for ChangeHero, FixedFloat and n.exchange; none of the n.exchange reports mentions its DeFi mode). Since September 2026, kycnot.me shows a warning on ChangeHero about several reports of withheld large swaps, including a BitcoinTalk case where the user got the funds back only after extensive KYC and going public. These are user reports, not security incidents.

Always do your own research (DYOR) before using any swap provider. Non-custodial does not mean risk-free. Check each provider's current security status and only swap amounts you can afford to lose.

Our Commitment to Independence

The swap comparison earns nothing, so no commission can influence it. Providers are ordered by their live quote, best first. Our services are designed to help you find the best deal, not to maximize our revenue. This is core to our mission of financial empowerment.

---

2. Financial Disclaimer

YouBuyBitcoin.com:

• Is NOT a financial advisor, investment advisor, or registered broker-dealer
• Does NOT provide personalized investment recommendations
• Does NOT guarantee any financial outcomes or returns
• Does NOT endorse any specific investment strategy

You are solely responsible for:

• Your own investment decisions and research
• Consulting with licensed financial professionals before making financial decisions
• Understanding the risks involved in cryptocurrency
• Compliance with your local tax and regulatory requirements

---

3. No Custodial Services

YouBuyBitcoin.com is a Bitcoin information hub — gathering openly licensed education, market intelligence, service directories, and swap rate comparisons under one roof. We are NOT a cryptocurrency exchange, broker, or custodian.

We do NOT:

• Hold, store, custody, or transmit cryptocurrency on your behalf
• Hold or transmit fiat currency
• Execute swaps or trades
• Act as a money transmitter, exchange, or financial institution
• Have access to your wallets, private keys, or funds
• Require KYC (Know Your Customer) verification (third-party providers may require it)

When you click through to a swap provider or any Orange Pages listing, you leave our site and enter into a direct relationship with that third party. We have no control over their services, security, fees, or policies.

---

4. Educational Content Disclaimer

YouBuyBitcoin.com offers education (21 core sections + 8 supplementary across 3 tiers), a swap aggregator (8 swap services), The Orange Pages (298 catalogued Bitcoin service listings), Bitcoin Radar (market intelligence), a Dashboard (live network metrics), and a Glossary (112 terms). All content is:

• Author-contributed: Written by subject-matter authors, editorially reviewed for accuracy, but NOT authored by licensed financial professionals
• Creative Commons licensed: All content is CC BY-SA 4.0 (free to use, remix, and share)
• Opinions are authors' own: Views expressed in articles belong to the authors, not necessarily YouBuyBitcoin.com
• No guarantees of accuracy: While we strive for accuracy across all services — education, listings, swap rates, dashboard data, radar intelligence — we cannot guarantee all information is current or error-free
• AI-assisted: Some educational content has been developed with AI assistance, including Claude (by Anthropic) for writing and code, and Perplexity for research and fact-checking. All content is editorially reviewed and approved by the site operator before publication. AI assistance does not substitute for human editorial responsibility

Always verify information from multiple sources and consult professionals before making financial decisions. Do your own research (DYOR).

---

5. Third-Party Services

YouBuyBitcoin.com integrates with third-party services including swap rate providers, Orange Pages listing websites, dashboard data sources (mempool.space, blockstream.info), and Radar intelligence sources (CoinGlass, DefiLlama, bitcointreasuries.net). When you use these services:

• You leave our site: Third-party websites — including swap providers and Orange Pages listings — have their own terms, privacy policies, and risks
• We have no control: We cannot control third-party actions, security, uptime, or policies
• Your responsibility: You are responsible for reviewing third-party terms before transacting
• KYC/AML compliance: Some swap providers and exchange listings require identity verification — this is their requirement, not ours
• Tax reporting: Cryptocurrency transactions (swaps, purchases, trades) may be taxable events in your jurisdiction — consult a tax professional

We are not liable for: Third-party provider failures, hacks, scams, incorrect rates, slow transactions, or any losses incurred through third-party services.

Anonymous Site Metrics

We use limited anonymous site metrics such as page reads, article votes, swap comparison activity, and temporary live-visitor heartbeats to improve the product, monitor reliability, and limit abuse. These signals are not used to build advertising profiles or sell personal data. To improve performance, your browser may cache listing data, education reading progress, and swap rate comparisons locally using localStorage. This data stays entirely on your device and is never transmitted to our servers. See our Privacy Policy for details.

---

6. Accuracy & Availability Disclaimer

Information displayed on YouBuyBitcoin.com — including swap rates, education content, Orange Pages listings, dashboard metrics, and radar data — is:

• Estimates: Rates are fetched from third-party APIs and may not reflect real-time prices
• Subject to change: Cryptocurrency prices are volatile; rates may change between viewing and executing
• Not guaranteed: Actual swap rates may differ due to network fees, slippage, or provider changes
• API-dependent: If provider APIs are down or slow, we may show demo data (clearly marked)

All information on this site is provided "AS IS" without warranty of any kind. We do not guarantee accuracy, completeness, or timeliness.

---

7. Geographic Restrictions

Cryptocurrency regulations vary by jurisdiction. You are responsible for:

• Ensuring your use of this site complies with local laws
• Verifying that swap providers operate legally in your jurisdiction
• Understanding restrictions on cryptocurrency in your country
• Complying with tax, AML, and KYC regulations

Some swap providers may not be available in certain countries (e.g., USA, sanctioned jurisdictions). This is beyond our control.

---

8. No Endorsement

Inclusion of any service, product, or company in The Orange Pages directory, the Swap aggregator, or any other part of YouBuyBitcoin.com does not constitute an endorsement, recommendation, or guarantee of that service.

• Directory listings are informational — we do not vouch for any provider's security, reliability, or legitimacy
• Swap providers are listed for rate comparison purposes only — use at your own risk
• Educational mentions of specific products or services are for illustrative purposes only
• Independent review is best-effort — it does not replace your own due diligence. Listings are curator-reviewed and may expand to structured community review as the project grows

Always do your own research (DYOR) before using any third-party service. We are not responsible for the actions, omissions, or failures of any listed provider.

---

9. EU Regulatory Notice (MiCA)

YouBuyBitcoin.com is a Bitcoin information hub — gathering openly licensed education, market intelligence, service directories, and swap rate comparisons under one memorable roof. We are not a crypto-asset service provider (CASP) under EU Regulation 2023/1114 (Markets in Crypto-Assets Regulation, or MiCA).

We do not:

• Offer, sell, exchange, or transfer crypto-assets
• Provide custody or administration of crypto-assets
• Operate a trading platform for crypto-assets
• Provide advice on crypto-asset transactions

All swap transactions are executed by the third-party providers listed on our site, who are solely responsible for their own regulatory compliance. Users in the EU should verify that any provider they use is appropriately authorized under MiCA or applicable national law.

---

10. No Warranty

YouBuyBitcoin.com is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including but not limited to:

• Merchantability, fitness for a particular purpose, or non-infringement
• Uninterrupted, secure, or error-free operation
• Accuracy of rates, data, or educational content
• Freedom from viruses, malware, or harmful components

---

11. Cryptocurrency Risk Warning

Risks include but are not limited to:

• Volatility: Bitcoin and other cryptocurrencies experience extreme price swings
• Loss of funds: Sending to wrong address, lost private keys, hacks, scams
• Regulatory risk: Governments may ban, restrict, or heavily regulate cryptocurrency
• Technology risk: Bugs, network failures, hard forks, or protocol changes
• Scams and fraud: Cryptocurrency attracts scammers — fake exchanges, phishing, social engineering. Learn to protect yourself: Advanced Security
• Exchange/counterparty risk: If you trust a third party with your Bitcoin, you carry their risk. Not your keys, not your Bitcoin
• Liquidity risk: You may not be able to sell at your desired price or time
• No consumer protection: Unlike banks, cryptocurrency transactions are irreversible
• Tax implications: Crypto transactions may be taxable in your jurisdiction

Past performance does NOT indicate future results. Historical price increases do not guarantee future gains.

---

12. Tips & Donations

When you “tip” YouBuyBitcoin.com:

• It’s a voluntary donation — no payment is ever required to use any part of this platform
• The Orange Pages are forever free — listing a business costs nothing, now and always
• Every sat goes into the platform — tips go straight into building YouBuyBitcoin.com: education content, infrastructure, The Orange Pages directory, and the long-term vision. We reinvest everything — this is a multi-year build, not a quick flip
• No goods or services in exchange — a tip is a donation, not a purchase. It does not entitle you to any product, service, or priority
• Non-refundable — payments on these networks are irreversible. Tips cannot be refunded once sent
• Not tax-deductible — YouBuyBitcoin.com is not a registered charity. Tips may not qualify as tax-deductible donations in your jurisdiction

We are grateful for every sat. Your support helps us build free, open Bitcoin education for everyone.

---

13. Questions About This Disclaimer?

This website is operated by Marius, The Master Of Disaster.

For full operator and legal contact details, see our Impressum / Legal Information page.

If you have questions about our disclaimers, affiliate relationships, or risk warnings, contact us:

• Email: [email protected]